Does Insurance Cover Cosmetic Dentistry?


Dental insurance form with dental tools and a calculator.

Dental insurance comes in handy when you need dental treatment. However, sometimes, it can be challenging to get insurance to cover procedures you might want or need. So, is cosmetic dentistry covered by insurance? Cosmetic dentistry in Tampa entails any procedure that enhances or improves the appearance of your smile. Therefore, if you’re unhappy with your smile and teeth, experts at Dalton Dental can help work with you to find the best solution.

At Dalton Dental, we offer a range of cosmetic dental treatments to eliminate imperfections in your teeth. Our skilled cosmetic dentist, Dr. Dalton, can give your smile a whole new, pretty look to flaunt. But will it be covered by your insurance? And if not, is there an alternative? Read on to learn more.

What Does Dental Insurance Cover?

In most cases, many dental insurance plans focus on helping you afford medically necessary procedures for your long-term oral health and well-being. This may include restorative and preventive dental health procedures such as:

  • Preventive services such as x-rays, cleaning, and exams.
  • Essential services such as fillings, non-surgical extractions, and root canals
  • Major restorative services such as crowns, bridges, and dentures

Unfortunately, dental insurance doesn’t cover cosmetic dentistry. This is because dental insurance companies consider cosmetic dentistry as an elective.

However, there are many situations in which cosmetic dentistry procedures are medically necessary.

If you were involved in an accident, for example, and experienced trauma to your teeth, your dental insurance could cover the procedure. Therefore, your dental insurance may cover cosmetic procedures, such as veneers, if they’re medically necessary.

How Will I Know If My Cosmetic Dentistry Will Be Covered?

While your insurance may almost never cover cosmetic dentistry procedures, some procedures can have added benefits to your oral health and can also be considered preventative or restorative. Therefore, your dental insurance plan may cover a portion of the costs. Some of these situations may include:

  • Dental implants to replace missing teeth
  • Crowns or veneers to cover up the visible surface of damaged, diseased, or broken teeth
  • Orthodontia to correct shifting teeth

These procedures not only help improve the appearance of your smile but also restore your oral health. Luckily, it’s quite common for dental cosmetic procedures to have therapeutic or preventive benefits on top of the cosmetic benefits. When you visit our offices, Dr. Dalton will first perform a comprehensive dental exam and create a customized plan that meets your needs. We will then prepare all the necessary forms and do our best to help you maximize your dental plan.

What If I Need Cosmetic Dentistry and Don’t Have Insurance?

A simple smile makeover can be transformative. You’ll look good, build trust, connect better with others, and have positive interactions. Therefore, don’t pass up on a necessary cosmetic dentistry procedure just because you think you don’t have insurance or your plan might not cover it.

We offer dental membership plans to ensure you get the smile of your dreams without worrying about the costs. Our friendly team is happy to work with you and help you come up with a plan so you can maintain strong, healthy teeth.

No Insurance? No Problem! Contact Dalton Dental!

A healthy, beautiful smile gives you many benefits, from high self-confidence to a happy social life. That’s why at Dalton Dental, we offer comprehensive cosmetic dentistry services in South Tampa to make your teeth look whiter, brighter, and more appealing. We are committed to improving your smile, restoring tooth functionality, and optimizing your overall oral health.

However, we understand that while everyone wants a confident, attractive smile, finances are often a practical hindrance. That’s why, in addition to creating beautiful smiles, we also ensure that our services are available to everyone.

Contact us today to make your dental appointment.

ABOUT THE AUTHOR

Dr. Hilary Dalton, DMD, MS

Dr. Hilary Dalton owns Dalton Dental, a general and cosmetic dental practice in Tampa, FL. She is board-certified in Periodontology & Dental Implant Surgery and in Procedural Medicine in Aesthetics.

She also holds certifications in microsurgery, laser proficiency, Invisalign, master esthetic facial injector, PRP, and facial laser.

She graduated from Tufts University’s School of Dental Medicine in Boston with an award for Outstanding Leadership and Extraordinary Clinical Achievement.

To learn more about Dr. Hilary Dalton, visit our About page.

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